My 1111 Agreement
From: Sameena Fernandes <powerofchoicedottv@gmail.com>
Sent: August 13, 2020 11:15 PM
To: 'Anne-Marie Mulders' <anne_mulders@hotmail.com>
Cc: sameena@my1111agreement.com <sameena@my1111agreement.com>
Subject: FW: To Dennis Lopez
 
Hi Anne-Marie,

Just a quick note to remind you that we have not forgotten about you, and you are in our hearts.
Things are starting to look optimistic with my security and well-being, and below is the most recent communication to my landlord which also is also doing better since Scott has been handling it for me.

You look so happy in that new facebook picture of yours.
​
Will get back to you again soon as it feels right to do so as I don’t want to be bothering you while I have nothing to offer.
Sameena 

​From: Anne-Marie Mulders <anne_mulders@hotmail.com>
Sent: August 20, 2020 10:58 AM
To: Sameena Fernandes <powerofchoicedottv@gmail.com>; scott@turnaround.tv
Cc: sameena@my1111agreement.com; Scott Gallagher <habitmastery@gmail.com>
Subject: Re: My latest update for you
 
Dear Scott and Sameena,
 
I hope this finds you well Scott and am happy to hear that you are doing better Sameena. 
 
In response to Sameena's e-mails to me since the interruption of our sessions on May 26th, 2020, I just wanted to clarify a few things and also give the refund information she requested.
I first got into contact with you because of a business turnaround video offer that Scott put out on social media. After a short online interview by Sameena, I had my free turnaround session with Scott, followed by homework and a follow up discussion with Scott.
I was then introduced to Scott's 12-week Integrity Choices course, which I signed up for and paid $1,356.00. As a bonus, he included 12 Mission Marketing sessions with Sameena.
Before completing the Integrity Choices course, Scott started discussing a longer-term business relationship and presented the offer of a year's business coaching, working together and more. That was followed by a few discussions of what the year commitment would entail and possible payment terms. All of these discussions were in person with Scott during my Integrity choices sessions, followed up by some communications and videos from Sameena.  Payment for this full year of service was completed in full by Dec 8th, 2019. (Scott requested that I make out the payments to Hope for the Soul TV, after deciding which HST number you guys wanted to use for the income).
 
Scott, on May 26th, you informed me via Facebook messenger that you're taking two weeks' vacation, then removed yourself from the group conversation and I haven't heard from you personally since.  Sameena resumed communication, also on your behalf, and made an appointment for both of you to meet with me via zoom on June 15th, which was postponed to July 13th. That meeting was also then cancelled and Sameena mentioned that neither of you would be able to continue the sessions with me and requested the pro-rated amount that would be owing to me in lieu of the remaining sessions.
 
Our last in person session at 10 Lisa street, Brampton was on March 9th, 2020, at which time Scott requested we continue with zoom sessions during the covid 19 period. The last zoom session was on May 25, 2020, leaving a total of 29 sessions incomplete.  I paid $16,950.00 for 52 weeks, so the amount of refund needed for the 29 weeks = $9,452.88.
 
I would appreciate if you could make an arrangement with me for the payment of this refund, as I've paid it out of a second mortgage taken on my home (and am paying 10% interest rate). I'm also having to pay other service providers & courses to receive the business coaching and training that was left incomplete when you discontinued your services.
 
In addition, I request that you do not send me any other updates on the issues with your landlord and I repeat my previous request to not send me any video responses.
Please confirm receipt of this e-mail and kindly respond here via e-mail only.
 
Regards,
Anne-Marie.

From: Patricia DeGasperis <patricia.degasperis@quadreal.com>
Sent: August 31, 2020 12:18 PM
To: powerofchoicedottv@gmail.com
Subject: 10 Lisa Street, suite 2502 
Dear Ms. Fernandes,
We confirm our various email communication regarding the issues relating to your tenancy at 10 Lisa Street, Brampton, ON.
​
First, the arrears of rent are currently $7,063.46. Your monthly rent is currently $1,776.00, and your rent increase has been deferred until we give you notice that we will be collecting the deferred rent increase.
We acknowledge receipt of a series of postdated cheques from August 2020 to September 2021 each in the following  amounts:
$100.00 – One cheque
$588.64 – One cheque 
$588.62 – Two cheques
$771.50 – Nine cheques
We are returning these cheques to you as your offer regarding the resolution of your arrears of rent is not satisfactory to the Landlord. Unless you contact me and make arrangements to pick up the cheques from the management office within 3 days, we will be returning these cheques to you by regular mail. Please let us know if you would like to attend at the management office and we will make the cheques available for you to pick up.

On June 1st, 2020, June 2nd, 2020, June 17th, 2020, June 26th, 2020, July 10th, 2020 and August 12th, 2020 , we invited you to work with us and we invited you to propose a reasonable repayment schedule. Based on your arrears of rent set forth above, and based on the cheques received, it would take you over 1 year to pay the arrears of rent. This is not a reasonable repayment plan.

Accordingly, we are prepared to accept the payment of the arrears of rent in equal monthly instalments from September 2020 to February 2021 inclusive. During this time, you will also be required to pay the monthly rent by the first business day of each month. Accordingly, you are required to pay your rent plus an additional $1,177.24 starting September 1, 2020 and each month until February 1, 2021 or until all of the arrears of rent are paid in full. Your rent is due on the first day of each and every month in accordance with the Tenancy Agreement.

We note that the last time that you made any payment for rent was April 1, 2020. No payment has been paid since that time.

We attach a copy of our draft Rent Arrears Repayment Agreement for your review. Our agreement that we make is without prejudice to the Landlord commencing and/or continuing legal action including the service of a Form N4 and the filing of a L1 Application with the Landlord and Tenant Board. If the matter proceeds to the Board, we will honour the Rent Arrears Repayment Agreement.

However, you must note that in the event that you default in any payment the entire arrears of rent are immediately due and payable and you must pay all of the arrears of rent as if we did not enter into a repayment agreement.

We cannot account for the reason why you did not receive the company cheque that we returned to you on May 5, 2020.  On that date we slid our covering letter and your cheque through the door frame so that the cheque would have been in your apartment on May 5, 2020, after we delivered this cheque back to you.

Thank you again for reaching out. We hope that our communication sets out QuadReal’s offer to attempt to resolve the issue of the arrears of rent and to attempt to negotiate a repayment plan with you including your arrears of rent.
​
Sincerely, 

Patricia

From: Sameena Fernandes <my1111agreement@gmail.com>
Sent: August 31, 2020 10:08 PM
To: 'Anne-Marie Mulders' <anne_mulders@hotmail.com>; 'Sameena Fernandes' <powerofchoicedottv@gmail.com>
Subject: As Promised
Sensitivity: Confidential
 
Hello Anne-Marie,
 
My financial situation is very unstable.  My security is under threat right now and Scott has notified me that he will be moving to Keswick in December. 
 
I will therefore need more time to respond to your August 20th email properly.
 
You will receive a thorough response from me by no later than October 5th and please be assured that Scott remains committed to honoring all his agreements with me and my organization, whom you have a contract with, regardless of where he lives.
 
In the meantime, I want to very quickly comment on what is implied by your email when you used the words “discontinued your services”.
 
Like many people in Canada, Anne-Marie, my business was devastated by Covid-19.
 
I have not “discontinued” my services in the way that your email suggests.
 
In fact, I sent you a full disclosure, private and personal video, advising you that (and again, as a result of Covid) that I had to put the delivery of my services to you on hold, while I focused on repairing my personal and financial well-being.
 
I sent you a video because I did not want to hide behind emails, leaving you wondering about my intentions and NOW you have requested that I do NOT send you any more videos.  
 
The videos you received from me make it very clear, that I have no intention of discontinuing our services.  
 
Anne-Marie, YOU promised to review and respond to my recent video “on or before end of day, Monday July 13th”.
 
I never heard back from you again, which is why I gave a quick reply to your August 20th email, as soon as I saw it come in, letting you know that “it’s good to hear from you”.
 
As a reminder Anne-Marie, my agreement with you has no provision for you to get a refund under any circumstances (I merely asked you a question) AND, as I have previously stated, I fully intend to honor the fulfillment of my business agreement with you,  just as soon as I am in a position to do so.
 
Like I said Anne-Marie, I promise to give you a whole and complete response to all the issues you have raised in your August 20th email by no later than October 5th.
 
In the meantime, if you could please give me some space to deal with everything I am dealing with right now - and please don’t send me any more messages for at least a couple weeks, I would much appreciate it.
 
Thank you in advance for your patience and understanding.
 
Sincerely,
 
Sameena Fernandes
www.my1111agreement.com
​

​From: Sameena Fernandes <powerofchoicedottv@gmail.com>
Sent: September 7, 2020 6:54 PM
To: 'Patricia DeGasperis' <patricia.degasperis@quadreal.com>
Subject: RE: 10 Lisa Street, suite 2502
 
Ms. DeGasperis,
I confirm receipt of your August 31st email, and will give you a response before the end of the month in regards to resolving “the issue of the arrears of rent and to attempt to negotiate a repayment plan with you…”
 
Sincerely,
Sameena

​From: Sameena Fernandes <powerofchoicedottv@gmail.com>
Sent: September 16, 2020 2:53 PM
To: 'patricia.degasperis@quadreal.com' <patricia.degasperis@quadreal.com>
Subject: FW: 10 Lisa Street, suite 2502
 
Ms DeGasperis,
 
On August 31st you wrote “Unless you contact me and make arrangements to pick up the cheques from the management office within 3 days, we will be returning these cheques to you by regular mail.”
 
It has been more than two weeks now, and I have still not received the cheques you promised to return by regular mail.
 
Sameena

May 25, 2020 11:11 PM
Communicated in writing and on video, (Management Reprisals At 10 Lisa).
I am asking for a written promise that if you ever decide to sell my unit, you will give me 9 months notice rather than 2 months notice to peacefully make arrangements to move out. 
May 27th 3:59PM - Email Response From Patricia to My May 25th Email:
  • Counter -Request- to promise in writing to Not show the premises to prospective purchasers or mortgages of the premises; either directly or through  real estate broker” from June 1st up until May 31st, 2021 (Dd not respond to this request – it was ignored 
  • In regards to rent collection at this time, a letter with an email address was sent out to residents, advising that we totally understand if rent cannot be paid, and that we are willing to work with the resident in creating a payment plan for the arrears.  We are more than happy to work with you on a payment plan, or you could kindly advise us of your specific request.  (Note: She says or kindly advise us of your request, and I did with requesting 90 days, and it was ignored, and not acknowledged). I think this reference should be made in the letter) 
June 2, 2020 9:22 PM Email  To: Kerri Jackson 
  • Requested 90 days without any interruptions, AND
  • Asked for my rent cheque to be returned, AND
  • Made counter request:  -- “you put in writing that, as of today June 1st, 2020 until May 31st, 2021, you promise to "NOT show the premises (10 Lisa Street #2502) to prospective purchasers or mortgages of the premises; either directly or through a real estate broker” from June 1st up until May 31st, 2021."

Like yourself, I desire for this to get everything resolved urgently including having my check that has still not yet been returned - which I have gotten three emails from the lower Management staff refusing to accept this check - so I would obviously like it returned before I make any more payments to QuadReal as I’m sure you understand
 
May 11, at 6:00PM
From: Sameena@passionprojects.tv <powerofchoicedottv@gmail.com>
Sent: Monday, May 11, 2020 6:00 PM
To: residentialsupport@quadreal.com; sameena@twelvetwelve.tv
Cc: maira.debarrientos@quadreal.com
Subject: RE: REPRISAL 10 Lisa St. Suite 2502 
  • Regarding not accepting my rent cheque for May and envelope had no cheque enclosed in it.
(I think referencing this would be valuable to include somewhere in the letter as it shows that I have been transparent from the beginning: Referencing the following quote from May 11th letter – sent to Email: residential support at QuadReal
I'm just reaching out to you personally as the leaseholder in regards to an envelope I received on my door last week, which was unusual because there was a note with no personalization in terms of who it was from. It was just an envelope with this short note attached in it – And I find its professionalism to be questionable and awkward. For your information, the note states:
(Title: Paying by Cheque?) “Rent Payments made via cheque should be made by the leaseholder only: a personal cheque in the name of the leaseholder or bank draft/money order. Thank you.”
 
“And I just wanted to point out that all of us received messages from you, a letter that seemed like you were wanting to work with us with the COVID pandemic currently going on and all in terms of being flexible with us during these very sensitive times. I am one of those people that has been severely impacted by the virus. It's impacted my ability to make money. And as such, I have paid you in order to make the rent on time. I wanted to operate in good faith and not take advantage of this situation, so I paid you the money from one of my checking accounts, which is a sole proprietorship account where I'm operating under Me, so it's still a personal check from my checking account - it's not a corporate account, It's my personal account, and that's how I was able to pay the rent. “
 
May 16, 2020 12:32 AM
From: Sameena@passionprojects.tv <powerofchoicedottv@gmail.com>
Sent: Saturday, May 16, 2020 12:32 AM
To: Resident Support
Cc: Maira de Barrientos
Subject: RE: REPRISAL 10 Lisa St. Suite 2502
I sent another response after not receiving a response to my May 11th email about my rent cheque not being accepted.
“It’s now just past mid-night going into Saturday May 16th and the only response I’ve gotten from you to the email/video you received last Sunday has been an automated message ….”
 
May 27th,
  • Did not acknowledge rent cheque being returned
 
June 1, 2020 12:21 PM Email response From Dean Holmes
  1. Reference to point # 3:  “if you bring us the cheque we will manually deposit it at the bank.”
  2. The above quote from Dean shows an inconsistency, as he said to bring the cheque downstairs, and meanwhile was not aware that the cheque was not returned to me? – So it seems he was told a lie by Sharaka or one of the staff. – Shows them being not honest by admitting that they lost the cheque.
June 2 9:47 PM Email From Kerry Jackson:
  • She promised the following:

  • Kerry did not get back to me on that Monday as she promised, She got back to me June 17th, instead. And she did not response to all of my concerns as she promised she would in her June 2nd email.
June 12 Email: I sent (have to look what was sent out on this date first),
  • there was a video I recorded and sent out with email on June 12. The video talks about Sharaka’s financial discrepencies and I will not be giving them any more cheques till this is cleared up.
June 17th 11:10 AM
  • Did not respond to my counter-request about putting it in writing that will not be selling my unit …. For nine months .. 
 
June 17th Email at 3:55PM – MY Email Response To Kerry:
 
  • I asked again: “Just a friendly reminder again, my counter request that seems to have been missed/ignored by everyone is at the very top (in BOLD) of this page” https://my1111agreement12.weebly.com/quadrealreprisals.html” (As was ignored again in Kerry’s June 17 email).

  • June 17 email 3:55 PM: My email Response To Kerry:
“With respect to Kerri’s request that “we ask that you provide a replacement cheque to bring down your outstanding balance for May and June rent”, please be advised that I will not be giving Quadreal any more checks until I am satisfied that you have watched this https://youtu.be/tC5W_nl5tCk video I sent to Kerri in my June 12th email - which was clearly not even looked at (youtube shows zero views to date on this video)”
June 30th 1:27 PM

  • Again made the request related to my counter request
 
“For clarification purposes, my question/request that I’m talking about is that Quadreal puts in writing that they “promise to NOT show the premises (10 Lisa Street #2502) to prospective purchasers or mortgages of the premises; either directly or through a real estate broker” from June 1st up until May 31st, 2021." 
 
“Watching this entire video https://youtu.be/Bn-h2mYL_j8 that Kerri promised to watch, and respond to all of my requests contained within that video (which she obviously did not) will give you the context and details for why I made this simple yes or no question/request to Quadreal in the first place.”
 
Sameena Fernandes <powerofchoicedottv@gmail.com>
Sent: July 5, 2020 9:10 PM: 
My following request To QuadReal Made in July 5th Email:
 
  1.  Quadreal agrees to “NOT show the premises (10 Lisa Street #2502) to prospective purchasers or mortgages of the premises; either directly or through a real estate broker” from August 1st, 2020 up until July 31st, 2021 which is the date my lease renews and ends.

    #2 I am also asking that you give me 90 days space to rebuild my business, and get it back on track financially.  The details of this “90 days space” request have been communicated by me to you in this 42 minute and 49 second video https://youtu.be/DJLRGThh_Fc 

    #3 Finally, I’m also requesting that, in the event Quadreal chooses to put an N4, or any other paper work in the mail to me that is related to starting an eviction process on me, that you send me an email on the same day that you have put such a notice in the mail, or any other paper work related to starting an eviction process on me.  I explain this more clearly in the video https://youtu.be/DJLRGThh_Fc   

    Should you choose to go that route with me, I am asking that I be given this extra notice via email to compensate me for the delays I am experiencing in receiving my mail as a result of not just Covid-19 issues but because of your employee Shakura Suthan which I have explained thoroughly here https://my1111agreement12.weebly.com/quadrealreprisals.html
 
Bad Faith Episode 7/13/2020
 
June 13th

This is the first and only time QuadReal, after being ignored so many times, finally responded directly to Ms. Fernandes’ YES OR NO request:

“No, we will not agree to your request as outlined in point #1” that “QuadReal will not show the premises to prospective purchases or mortgagees of the premises; either directly or through a real estate broker, or show the premises to prospective tenants”.

Again, I have to ask as a reasonable person: if you have no plans to market any of the suites at 10 Lisa, why couldn’t you simply promise “NOT to show the premises to prospective purchases or mortgagees of the premises; either directly or through a real estate broker, or show the premises to prospective tenants” for 9 months?  

This would have been a great relief to Ms. Fernandes, who I can confirm has a medically diagnosed situationally-based Anxiety Condition that has been repeatedly triggered by all these letters, as she has pointed out to you repeatedly.

Finally, in almost every letter she has received, there has been a request for Ms. Fernandes to set up a payment plan to clear the arrears compiled over the past few months. 
As her representative, I insisted that Ms. Fernandes disclose to me her financial situation before writing this letter.

As such, I can now confirm that due to Covid-19, it is impossible for Ms. Fernandes to commit to a specific and reasonable payment plan until she closes her next deal in her business.  In fact, Ms Fernandes clearly communicated this to you on https://my1111agreement12.weebly.com/QuadRealreprisals.html  in her email/video (entitled “QuadReal July 5th Give Me 90 Days”

Both Ms. Fernandes and I are extremely confident that she would close at least one 10K plus deal as above, if you give her the 90 days space she has requested to focus on her business.
For the record, you have chosen to go against Ms. Fernandes’ well-being request by sending your letter of 7/13, which indeed hurt her momentum which resulted in lost income. 

As a self-employed person, Ms. Fernandes is paid for results, not for her time.  In other words, she does not get a weekly pay check for putting in time.  Which again is the reason she has asked me to represent her in future dealings with QuadReal, so that she can fully concentrate on bringing in significant revenue as fast as possible. 

Reminder Of Sameena’s Request:

Please do not continue interrupting Ms. Fernandes’ business.  Either serve an N4 if you feel you must, or give Ms. Fernandes the 90 days she requested on July 5th, 2020 (in her last email/video you received) to get her businesses producing revenue again.  Within 90 days Ms. Fernandes should be in a much better position to make a responsible commitment to a repayment plan for her rent arrears.
quadreal_facts_sheet_sept_3rd.docx
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​Dear Ms. DeGasperis:
 
I confirm your various email communications regarding the issues relating to 10 Lisa Street, Brampton ONT.
 
Thank you for acknowledging receipt of my 13 post dated cheques via email,  I look forward to receiving them in the mail as you have stated. I acknowledge that you have declined my post dated cheques, which the payment arrears would have been paid back with monthly payments over the year starting in October, and I acknowledge that you have declined that.
 
I also acknowledge that on this date, this date, this date ……. I told you that if you gave me 90 days with no interruptions, I will be able to focus on my business and close a deal because I have done it numerous times before, and that you have declined that aswell, and interrupted me on (this date, this date, this date) ……. Killing my momentum.
 
Furthermore, as I shared with you, the amount of depth I had with you was too little to consider bankruptcy, which is why I asked for 90 days to give me the space I needed without any interruptions from you, so I have a chance to make a significant amount of money to pay back my rent arrears and rent again. 
 
I acknowledge that not only are you declining my payment plan offer to have all my rent arrears paid plus September’s and returning my cheques. I also acknowledge that your actions have actually interrupted my flow and I am now unfortunately in a position where bankruptcy may be my only option to not lost my home.
 
AND, on this date, this date, this date, I asked you to merely assure me by putting it in writing that for nine months, you will not be showing my unit to any renters, potential prospectors, purchasers for the purpose of selling my unit as per the 24-Hour notice with this as clause in it (Attach a link to the image of the notice). And you ignored my messages entirely, which was this date, this date, this date …..
 
Furthermore, it too seven times altogether with me requesting both in writing and on video, and each time my request went ignored and not acknowledged. As a point of reference, on June 2nd, in my email to one of your representatives (past representative), Kerry Jackson, I requested to have my cheque returned, after management refused (state how many times, refused to accept it). My direct request was in my letter to Kerry was,
 
“Like yourself, I desire for this to get everything resolved urgently including having my check that has still not yet been returned - which I have gotten three emails from the lower Management staff refusing to accept this check - so I would obviously like it returned before I make any more payments to QuadReal” (June 2nd email to Kerry Jackson).
 
And it wasn’t until this date, which was the first time that someone from QuadReal,  Kerry responded to my request by stating “
 
Quadreal Management has refused to make any attempt to understand my very vulnerable situation without it directly related to pressuring me to agree to a payment plan, and has therefore, continuously in letters received from Patricia and Maira has forced me into giving payment plan, given that prior to COVID-19, I have been on time with paying my rent according to the law, and there were numerous times where I paid more than one months rent in advance, such as two to three months in advance. 
working_draft_of_email_sept_4th.docx
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This video footage was taken from my IC session with Scott today

​From: Sameena Fernandes <powerofchoicedottv@gmail.com>
Sent: September 17, 2020 4:45 PM
To: 'Anne-Marie Mulders' <anne_mulders@hotmail.com>
Cc: powerofchoicedottv@gmail.com
Subject: RE: As Promised
Sensitivity: Confidential
 
Hello Anne-Marie,
 
Would you be available to have a phone call with me this coming Monday September 21st at 10 am to discuss the possibility of resuming my services/contractual obligations with you, and what that could look like?
 
Sameena
(my number again is 416-668-6693)

ElevenEleven.TV and My1111Agreement.com were created by Scott Gallagher
​during his "Entire Absence of Profit Motive" Step 12  time. 
​

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